teammovieinsure, Author at Pyrotechnicinsurance

How Workers’ Compensation Is Designed To Work

February 11, 2021
teammovieinsure

Workers’ Compensation Insurance Workplace accidents occur every day in. Even if your business has an excellent safety program, people get injured. Many times people who are injured at work need time to recover. Thankfully, there is workers’ compensation insurance to cover the medical and time loss costs. If an employee is injured on the job, […]

January 26, 2021
teammovieinsure

Today more than ever, employees know their rights under the law. Over the years, the United States has created many federal laws and statutes to protect the rights of individuals including; Title VII of the Civil Rights Act of 1964, Title I and Title V of the Americans with Disability Act of 1990, The Age […]

January 19, 2021
teammovieinsure

Every business must have COVID-19 safety procedures in place in 2021. Helping your employees return to work safely and confidently during the coronavirus (COVID-19) pandemic is no easy task. Employers must ensure social distancing for employees and customers, frequent and adequate employee hand-washing, and that sick employees stay home. Employers must also provide basic workplace […]

January 11, 2021
teammovieinsure

Part of your business planning for 2021 should include an annual business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office, and we will be happy to discuss these and more with you. It’s never been more important to partner with a broker that […]

Your Experience Mod Is Your Workers’ Comp Identity

December 28, 2020
teammovieinsure

It is a fact that many employers actually overpay for their workers’ compensation premiums. According to the latest reports, employers are paying around 20% more in surcharges than they need to. Most surcharges come from increases in the experience modification factor (mod). The experience mod is a factor unique to each employer. In simple terms, […]