Small businesses account for 89 percent of all companies. A small business is one that employs fewer than 75 people. In reality, most small businesses have seven or fewer employees. When you own a small business, it doesn’t take much to derail it and force you to close your doors. Having the right commercial insurance can provide you with the protection you require to survive. Trying to keep your business afloat is a difficult task.
A significant hazard, such as a fire or a burst pipe, can temporarily put you out of business. It can become permanent if you do not have commercial property insurance to help repair or replace your equipment. Even if you are a renter, this insurance can help you keep your business running. It safeguards everything you need to conduct business, such as tools, machines, inventory, raw materials, and office equipment.
Commercial liability insurance protects your company in the event that it is sued. Because roughly half of all businesses are sued in any given year, your chances of being sued are fairly high. Legal fees and judgments are covered by the insurance up to the limit of your policy. If you do not have this insurance, you will be held liable for the money, which may force your company to close its doors.
Directors & officers liability covers costs, damages, and defense protection to directors and officers of a company resulting from lawsuits and judgments arising out of poor management decisions, employee dismissals, shareholder grievances, and other acts committed in good faith.
Cyber liability is the risk posed by conducting business over the Internet, other networks, or electronic storage technology. It covers third-party losses from hackers, theft, and loss of information, including sensitive client or individual personal data.
Business interruption insurance can be highly beneficial to a company’s bottom line. It provides the funds you require to operate if you cannot open. Your bills do not cease simply because your income does. While it does not cover every possibility, it does cover many of them. Examine your policy.
Our mission is to serve filmmakers with the best policies their dollar can buy. Our diversified staff utilizes state-of-the-art technology to make your insurance experience with us as effortless as possible.Simply put, we are “Independent Brokers/Agents” representing you the “client”. We are licensed professionals and bring a personal touch to the delicate relationship between you, the “client” and the “insurance company.” We can act as “brokers” or as “agents” depending on the product sold and/or our relationship with the actual insurance carrier.
We are proud to offer specialized coverage for production and event insurance of all types.
MovieInsure.com offers a wide variety of A-rated, Admitted and Non-Admitted insurance companies for our clients to choose from. We only deal with companies that are on the Insurance Commissioner’s approved list.
We are located in beautiful Northridge, California next to CSUN..
We service the following states: Alabama. Arkansas, Arizona, California, Colorado, Delaware, District of Colombia, Florida, Georgia, Hawaii, Iowa, Illinois, Indiana, Louisiana, Maryland, Michigan, Mississippi, North Carolina, New Jersey, New Mexico, Nevada, New York, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia, Washington, and Wisconsin. If you do not see your state listed here, please inquire anyway – we are growing!