Unmanned Aerial Vehicles (UAV’s), affectionately referred to as “Drones”, are revolutionizing the Aerial Photography and Film industry as we know it. Getting Drone insurance is a vital component in protecting the “Owner/operator” of the aircraft, the production company that hires the pilot, and the public at large.
There are hundreds of models of drones with a wide range of weight, speed, payload, and technical features including “auto-return” and GPS. Drones are used in more than film and movie productions. Agriculture, security, real estate and of course the obvious.
The technology has been evolving faster than the insurance industry, making it difficult for underwriters and insurance carriers to properly price the risk and make the coverage affordable and available to marketplace.
Liability Issues with Drones
Here are a few issues that have not yet been worked out through the courts:
- Who owns the airspace above your home?
- What constitutes an invasion of personal space?
- What are my privacy rights?
- Who is liable for damage?
Will My Insurance Cover Drone Operations?
Most entertainment insurance policies exclude drones, so a separate aircraft policy will be necessary. Aviation is a litigious environment. You may not consider what you are doing to be dangerous, but you can expect the plaintiff lawyers to knock on your door if you ever damage property, let alone injure someone.
MovieInsure.com offers a wide variety of A-rated, admitted and Non-Admitted insurance companies for our clients to choose from. We only deal with companies that are on the Insurance Commissioner’s approved list.
We service the following states: California, Colorado, Arizona, District of Colombia, Florida, Georgia, Hawaii, Illinois, Louisiana, Maryland, Michigan, North Carolina, New Jersey, New Mexico, Nevada, New York, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, and Washington. If you do not see your state listed here, please inquire anyway – we are growing.
Drone-Liability.com is a site designed to help drone owner/operators find insurance. Drone-Liability.com is owned by Movieinsure.com, Inc.